There are on average 10,000 motorists convicted of motoring offences each year in Ireland, from convictions for drink driving, no insurance, or accumulation of penalty points. If you are a convicted driver, you’re probably aware by now that a motoring offence makes the job of finding adequate insurance cover much more difficult.
As an insurance broker, we work with a number of insurance providers who provide cover for convicted drivers. The premium, as you would expect, reflects the conviction or claim, but in most cases, we can provide a competitive quote so you can get back on the road and start building up a no claims bonus and driving record.
Our specialist team understands the hurdles drivers face trying to get back on the road, and are on hand to answer any questions or queries.
Spent convictions
It is important to note that Insurer rules may vary when it comes to a ‘spent conviction’ so it’s essential that you disclose all information. Most motoring convictions are ‘spent’ after 7 years, but not all, so it’s always better to check with our specialist team of advisors.
Can I get insured if I have a criminal conviction?
If you have a criminal conviction, you may find it more difficult to get a car insurance policy. In fact, if you have been convicted for a criminal offence, especially if the conviction is within the last 7 years, you may have had insurance refused by a number of insurance providers already.
As a broker, we are confident that we can provide you with a competitive quote, helping you get you back on the road. We also have finance options available if required.
If you have a vehicle that would be considered high value and you are finding it hard to get insurance, we can help. We have specialist policies for vehicles up to the value of €150,000.
In most cases for high value vehicles, it will have to be kept in a garage overnight and fitted with a tracking device for the Insurer to offer a quote. In most cases, the driver would need to have a full licence and a clean driving record.
The number of imported vehicles on the roads in Ireland is increasing every year. We have a number of insurance products available for vehicles coming from across the UK, as well as Japan, Australia, South Africa and USA (to name a few).
We can also provide cover for left hand drive cars. It is compulsory under Irish law that you have your vehicle registered within 30 days and changed over to Irish number plates.
You may notice that there are some Insurers that won’t cover you if you have an international licence, or you have recently moved to Ireland. In most cases, insurers in Ireland will only offer you a quote if you have been living in Ireland for more than a year, or in some cases 3 years.
We have a number of cover options available, so you are able to build up a no claims bonus in Ireland. For drivers with international licences, you must have your licence converted to an Irish licence within 12 months of arriving in Ireland. Unfortunately, there is no real exception to this rule.
We have various payment options available, you can pay for your policy in full or we can arrange monthly instalments if you wish to spread the cost. We also provide the option of paying for your policy in two instalments, interest free. Please ask a member of our specialist team for more information.
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Our telephone opening hours are Monday-Friday 9am-5pm. A member of our team will be in touch during these times to discuss your query. If you require immediate assistance, please call 0818 808 666.
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